Loan Choices – Select the loan you're applying for:

Federal Loan Consolidation

This loan is available to any borrower (both students and parents) who wants to refinance his or her outstanding government guaranteed student loans into a fixed rate loan with a lower monthly payment. The base consolidation interest rate is taken from the weighted average rate of the loans to be consolidated.  >Learn More >

Private Loan Consolidation

This consolidation loan has been created to help the recent graduate manage repayment of any private education loans taken out during his or her studies. This loan can include $10,000 to $150,000 in eligible private student loans. >Learn More >

Private Student Loans, Private Education Loan

A Private Education Loan is an unsecured consumer loan made by lenders to students and/or their parents to cover the cost of education. These loans may be used to cover costs not met by the federal, government-guaranteed student loans available. This type of loan is playing a growing role in allowing students to attend the college of their choice.>Learn More > More on private student loans.

Federal Parent Loan for Undergraduate Students (PLUS) Loan

PLUS loans are available to an eligible parent of a dependent undergraduate student attending a participating post-secondary school. Parents can borrower amounts covering the total cost of education minus financial aid received. A PLUS Loan borrower must pass a basic credit check (credit score and income are not factored in) and is responsible for repaying principal and interest from the time the loan is funded. The interest rate is set annually by the U.S. Department of Education.>Learn More >

Federal Stafford Loans

This loan is available to students attending an eligible post-secondary school. There is no credit-worthiness requirement, but each loan must be certified by the school attended. There are two types of Stafford Loans – unsubsidized and subsidized. A student who demonstrates financial need is eligible to have the federal government pay the interest on the loan until repayment of the loan begins. A student may have a combination of subsidized and unsubsidized loans.>Learn More >