School Loan Consolidation - Federal Loans

Combine your existing federal student loans into 1 new loan in a few minutes with online college loan consolidation from the U.S. Department of Education's website: loanconsolidation.ed.gov.

Top Reasons to Consolidate:

Potentially Lower Monthly Payments
Secure a fixed interest rate
Defer payments up to 3 years

Why Should I Consolidate My Student Loans ?

Since federal student loans are just about the lowest interest loans you'll ever have, it makes sense to secure a low fixed rate and payment for the remaining loan term, especially if you're repaying other debt at higher interest rates. We believe we have developed the best online platform out there to help you accomplish this yourself without any pushy sales people calling you. Thousands of graduates and parents have already visited Student Loans ScholarPoint for our combination of insight and proper, helpful resources and partners.

Benefits of Federal Student Loan Consolidation

It's not just about lower payments in the short term; here's a complete list of benefits for consolidating college loans:

Lower Monthly Payments
Secure a fixed interest rate
Defer payments up to 3 years
Cut your interest rate more by consolidating during your grace period*
Reduce your monthly bill-paying paperwork
Flexible repayment plans
Pay no penalty for early repayment

Ready to Get Started?

You can apply anytime after you finish school or once your loans go into a grace or repayment period. Use our application to enter your loan information and quickly access your new consolidation interest rate and repayment plan options. If you like what you see, you can e-sign your application. It's that easy.

Information You'll Need

Personal information - Date of birth, address, phone, driver's license and email.
Reference information - Names, addresses, and phone numbers of two references.
Current Loan information** - Loan type, loan holder, approximate rate and balance.

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