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Getting Started

     
Step 1: Getting Started  
Step 2: Application  
Step 3: Review  
Step 4: E-Signature  
 
Helpful Hints
In-School Consolidation
In school and want to consolidate? Click here to read how.
 

Federal Student Loan Consolidation Application
Welcome to our simple online application. If you have questions along the way, we are here to help, call us at (877) 561-8042. Our entire application process takes only an instant. You don’t need your existing student loan information – we will retrieve it for you! If needed, click to save your application and return to complete it later. You are not obligated in any way until you electronically sign the application.

The following questions will verify your eligibility:

Enrollment Status
   
Select Not Enrolled if you are no longer in school or a parent consolidating PLUS loans

Determination of Eligibility
Do you have more than $10,000 in federal student loans to be consolidated?
Is this your only consolidation application?
Are your loans in good standing and not in default?
If married, do you wish to include your spouse's student loan(s) in this consolidation?

     
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