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Student Loan Articles

Get in-depth information about student loan consolidation and how to best use student loans to finance your college education. Bookmark this page and check it regularly for the latest student loan news and ScholarPoint Feature Stories.

5 Incentives to Consolidate Student Loans By July 1st 2006

2006 marks one of the largest rate increases in history. Not only will interest rates rise sharply, but many benefits that borrowers have grown to count on will also now be eliminated. Full Article >

July 1, 2006 Marks the End of the Good Old Days Federal Student Loans

Even in the case of student loans, all good things must come to an end. Every year the government resets the interest rates on July 1st – usually without much change. Like any market, a percentage point change is expected and healthy but 2006 will be different. Full Article >

Are you Eligible for Student Loan Forgiveness?

It's not just wishful thinking - there really are programs available that will eliminate all or part of your student loans! Many of these programs aren't widely advertised and most don't realize that they qualify to have a chunk of their student loans paid. Full Article >

How Consolidating Student Loans Can Improve Your FICO Score

Most people are aware that consolidating student loans can greatly lower their monthly payments. However, many borrowers don't realize how great of an impact consolidating student loans can have on their FICO score. Full Article >

Save Time and Money by Applying Online for Student Loan Refinancing

By using the internet, borrowers consolidating student loans today can save a great deal of time and money by quickly comparing lenders and submitting their application online. Full Article >

7 Little Known Facts about Consolidating Student Loans

Ensuring that you're utilizing every money-saving opportunity when it comes to your student loans can amount to huge savings over the course of the 10-20 years you spend repaying your loan. You might be surprised at how many ways there are to easily save money when you refinance student loans. Full Article >

Which Student Loans Should Be Consolidated?

Not every student loan is perfectly suited for consolidation. Each different type of student loan has different qualities that should be weighed when consideration whether to include them when consolidating student loans. Full Article >

Using Lender Incentive Programs to Save Thousands on Student Loan Refinancing

One of the simplest ways to cut thousands of dollars off of your student loan repayment is to shop around for, then take advantage of incentive programs offered by student loan refinancing companies. Lenders generally offer very similar base interest rates for their loans – the difference is in the types of incentives each offers. Full Article >

5 Ways to Save Money by Consolidating Student Loans

Most people realize that consolidating student loans can help them to lower their monthly payments, but there are also plenty of added benefits such as improving credit rating and lowering debt to income ratio. Full Article >

The Right time to Consolidate Student Loans

Anytime is a great to consolidate student loans if your goal is to reduce monthly payments, increase cash flow, and lock in a fixed interest rate. However, there are a few windows of opportunity that can increase cost savings even more. Full Article >